PAYMENT GATEWAY : We are using Best and Secured Payment gateway ( CLICKPAY AFRICA ) that guarantee security to both stores and Customers
PAYMENT FLOW : We have researched and realise the challenges facing customers when buying online using local and International stores. Sometimes when buying they are not getting what they bought or receive different to what they paid for so we have designed the flow that will protect both stores and Customer .
CUSTOMER : When payment done CLICKPAY AFRICA will hold money on secured escrow account (Bank account ) till item received to customer.Gulio Africa system provide option for customer to release payment when item received.There is no way for Store to receive money if item not received.
STORE : When Payment completed by customer , Gulio Africa sending payment notification to Store and ask Store to arrange shipping, there is no option for Customer to reverse Payment , the only option customer has is to release Payment.
BANK DETAILS : All information including banking details are kept in secure servers. When need any edit of any of the information you will need to apply OTP Code ( One Stop Password). The OTP code will be sent to your Mobile number used during account registration, do not share the code to anyone , even GULIO /CLICKPAY stuff.
If your using Public Computer remember to Logout and regular clean forms , password , cache and cookies in your browse.
Gulio Africa Team